About 41 results found for "atm"

8
Apr

The Impact of KGFS in Rural Tamil Nadu: Early Evidence from a Randomised Control Trial

By Santadarshan Sadhu, IFMR Finance Foundation The Kshetriya Gramin Financial Services (KGFS) model since its inception has focused on providing a range of high quality financial services through its geographically-focused community financial institutions using a customised wealth management approach. Utilising an experimental approach based on randomised rollout of KGFS branches in Pudhuaaru, Vellaru and Thenaaru [...]
12
Mar

Building a Ubiquitous Electronic Payments Network and Universal Access to Savings – Part II

By Rachit Khaitan, IFMR Finance Foundation Continuing from an earlier post, this post highlights the CCFS recommendations around various bank and non-bank channels that will serve to deliver a ubiquitous payments network and universal access to savings. Payments Bank With the pressing need to provide access to payment services and deposit products to millions of [...]
3
Mar

Building a Ubiquitous Electronic Payments Network and Universal Access to Savings – Part I

This post is part of IFMR Finance Foundation’s blog series on the CCFS Report. By Rachit Khaitan, IFMR Finance Foundation The Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (CCFS) envisions the following: By January 1, 2016 each Indian resident, above the age of 18 years, would have an individual, full-service, [...]
21
Jan

The Suitability Approach to Client Protection: Comments on the Mor Committee Report

Guest post by Elisabeth Rhyne, Managing Director, Center for Financial Inclusion The Mor Committee Report offers a radical take on client protection, built around the concept of a legal right to suitability. After describing the recommendations briefly, I would like to tell IFMR’s readership why I’m excited about the approach (two big cheers), provide some [...]
7
Jan

RBI Releases Report of the Nachiket Mor Committee on Comprehensive Financial Services

By Anand Sahasranaman, IFMR Finance Foundation The Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, set up by the RBI in September 2013, was mandated with the task of framing a clear and detailed vision for financial inclusion and financial deepening in India. In its final report, the Committee has outlined [...]
2
Jan

India Rural Development Report

A few months earlier IDFC Foundation had prepared the “India Rural Development Report 2012/13″ which provided a wide perspective on the rural landscape covering the Rural dynamics, Livelihoods, Inclusion, Infrastructure, Sustainability and a review of major central government rural programmes and schemes and, in particular, the flagship MGNREGA. We had invited Mr. Cherian Thomas, CEO, [...]
18
Oct

Extending the third-party aggregator model from ATMs to Business Correspondents

Guest post: By Ignacio Mas and Abhishek Sinha When you have two systems running in parallel, the hardest part is always managing the interface between the two. Customers don’t usually all migrate to the new system entirely and at the same time, so there is a need for the new system to offer backward compatibility [...]
14
Oct

What are your views on Making Payments Ubiquitous?

By Anand Sahasranaman, IFMR Finance Foundation This post is a follow-up to our earlier post where we had invited public comments on Local Financial Institutions. In this post we seek your thoughts on the theme of Payments. Making access to formal payments infrastructure universal is a key component of the overall vision of financial inclusion [...]
19
Jun

FSLRC on Systemic Risk

By Vishnu Prasad, IFMR Finance Foundation This post is a continuation of our blog series on the FSLRC report. Following the IMF-FSB-BIS definition, the FSLRC defines systemic risk as “[a] risk of disruption to financial services that is caused by an impairment of all or parts of the financial system and has the potential to [...]
8
May

An overview of the features of the Mahatma Gandhi National Rural Employment Guarantee Act (2005)

By Krushna Ranaware, Intern, IFMR Finance Foundation Continuing on our series on Unemployment Support In India, this post provides an overview of the Mahatma Gandhi National Rural Employment Guarantee Act (2005). The notion that public works programs can provide a strong social safety net through redistribution of wealth and generation of meaningful employment has been [...]