About 61 results found for "atm"

18
Oct

Extending the third-party aggregator model from ATMs to Business Correspondents

Guest post: By Ignacio Mas and Abhishek Sinha When you have two systems running in parallel, the hardest part is always managing the interface between the two. Customers don’t usually all migrate to the new system entirely and at the same time, so there is a need for the new system to offer backward compatibility […]
8
May

An overview of the features of the Mahatma Gandhi National Rural Employment Guarantee Act (2005)

By Krushna Ranaware, Intern, IFMR Finance Foundation Continuing on our series on Unemployment Support In India, this post provides an overview of the Mahatma Gandhi National Rural Employment Guarantee Act (2005). The notion that public works programs can provide a strong social safety net through redistribution of wealth and generation of meaningful employment has been […]
23
Mar

Emergency Loan as an ATM

Mr. M Dandapani Reddy of Badakushastali village, Orissa underwent a traumatic night on 9th March 2010, when his daughter N Rebati Reddy had fallen down and cut her chin. The accident required her to be rushed to the nearest medical centre in Berhampur late in the night for immediate medical attention; Dandapani had to arrange […]
10
Nov

Conversations with the newly banked in Indian cities

By Bindu Ananth Initially, Kanhaiya[i] was wary of speaking to us. He was clutching his wallet tightly and declared upfront that he would not be showing us his ATM card. As we spoke more about his journey as an agriculturist in a small village in Madhya Pradesh to a plaster of Paris contractor in Ghaziabad, […]
25
Aug

The Right to Privacy Judgment: Initial Reflections on Implications for Digital Financial Services

By Malavika Raghavan, IFMR Finance Foundation The Supreme Court of India’s judgment on the fundamental right to privacy yesterday, 24 August 2017, speaks directly to the sweeping changes we are witnessing in the way that the State and private companies use citizens’ personal data. The collection and aggregation of individuals’ data to inform the entire […]
22
Aug

Big Data, Financial Inclusion and Privacy for the Poor

Guest Post by Dr Katharine Kemp, Research Fellow, UNSW Digital Financial Services Regulation Project Financial inclusion is not good in itself. We value financial inclusion as a means to an end. We value financial inclusion because we believe it will increase the well-being, dignity and freedom of poor people and people living in remote areas, […]
10
Aug

Insights from the “Digital Investments Roundtable” hosted by the Future of Finance Initiative

(This post is authored by the Future of Finance Team at the IFMR Finance Foundation). In the first and second posts of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on digital payments and digital credit respectively. This blog summarises the key insights from the third workshop […]
23
Dec

Electronic Financial Data and Privacy in India

By Bhusan Jatania, IFMR Finance Foundation Earlier this week, the Secretary for the Ministry of Electronics and Information Technology (MeitY) confirmed that MeitY is set to review the legal framework for digital payments and cybersecurity[1]. This is an important move, and one that needs to take note of important blind spots in a key legislation […]
17
Jun

Response to the Reserve Bank of India’s Consultation Paper on Peer To Peer Lending

By Linda George, IFMR Finance Foundation Recently the Reserve Bank of India released a Consultation Paper on Peer to Peer Lending aimed at defining the contours of regulating Peer to Peer (P2P) Lending in India. The below table lays out our responses to some of the themes that are covered in the paper. Theme Potential […]
1
Jun

Preliminary Findings from the KGFS Impact Evaluation Study

By Iris Braun, Research Manager, IFMR Lead Happy Birthday Pudhuaaru KGFS, and if we may say so as an objective evaluation team: Many happy returns (in every sense of the word)! Today marks the 8th anniversary of Pudhuaaru KGFS and it is laudable that it not only set itself a social purpose on top of […]